Keep Your Possessions, Stay in Your Home
If you are in danger of losing your car, truck or other high-value personal belonging, bankruptcy may be the best way to stop repossession. I can also help you find solutions that will prevent foreclosure of your home and stop wage garnishments. The attorneys at the Law Office of Patrick J. Conklin help New Yorkers keep their possessions and stay in their homes.
Contact my Canandaigua, New York, law firm at 585-412-4260 to find out how we can help stop repossession, garnishments and foreclosure. Your first consultation will be free of charge.
Prevent Repossession & Wage Garnishments
One common misconception that you might have regarding bankruptcy is that someone is going to come into your house and take your things. The fact is that filing for bankruptcy is one of the most effective ways to prevent repossession. As soon as you file for Chapter 7 or Chapter 13, an automatic stay is put into place which prohibits creditors from taking collection actions, repossessing your belongings and garnishing your wages. Filing can also prevent your utilities from being shut off and can stop a judgment against you.
It's Not Too Late to Prevent Foreclosure
If your home mortgage is in foreclosure, your options are limited. If you want to stay in your home, bankruptcy can stop the foreclosure proceedings and could allow you to keep your home by relieving you from other debts, enabling you to pay your mortgage.
Schedule a Free Consultation
You likely have many questions about how your debt and filing for bankruptcy will affect your property and personal items. At the Law Office of Patrick J. Conklin, I approach your unique situation with your best interest in mind. Contact me at 585-412-4260 schedule a free initial consultation with our knowledgeable bankruptcy lawyers.
* We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
